Less Cash if Refinance BRRRR Before 6 months with HML or CU?

[Mike Schorah]

Will you get less cash if you refinance a BRRRR before 6 months with hard money or a credit union?

On BP podcast episode 567, David Greene said that you can do a cash out refinance on a BRRRR before 6 months by using hard money or a credit union instead of doing a cash out refinance with a non-credit union bank. But, will this give you less cash compared to doing a cash out refinance after 6 months?