Put rentals in LLC or get a personal umbrella coverage?

[Stipe Ba]

I have two rentals which were originally home owner occupied homes. They both have mortgages in my name and was considering transferring the title in a LLC for liability purposes . What does everyone recommend ? Should I leave them in personal name and put a umbrella coverage on them ?

My other concern is will this be a issue getting additional properties if mortgages are under my personal name and the properties are in llc ?

Opinions ?