Refinancing (2) Commercial loan & Hard money (SELF EMPLOYMENT

[Kyle Root]

Need some advice on what to do here. Quit my job 2 months ago and I am now self employed as an agent and investor. 

I currently have (2) commercial loans (balloon loan) under my personal name and if I cant refi by feb 2021 I owe the full amount. I have a hard money loan under my LLC that I need to refi in 4 months. Every lender I have went to says I need to show employment. I thought I knew the guidelines but apparently a lot of programs are now either on hold or gone because of Covid. Can someone help me out here and push me in the right direct or does anyone know a good lender that could help me out? In the wisconsin area.

Please only serious responses here that will help me out. Thank you guys in advance