1st time home buyer. Suggestions on Loan and agent needed plz.

[Chu L.]

Newbies here and looking for suggestions.

Background :

-Good Full time job, high 700 credit score, low debt(student loan), 50k cash saving, studying PA agent exam.

-Market: Chester county, PA , West Philadelphia suburban.

-Goal: House hack to start with , and rental or flip. Planning to get 1~2 properties.

-Timeline to buy: now till mid 2021. (Currently renting)

Questions:

1. what kind of loan is the best options to go? I definitely want to buy 1 and rent out other spaces; I also exploring the other of buying 2nd property . Is there anything U will recommend me to considered when looking for loan as 1st time buyer, house hacker and potential 2nd properties?

2. What things I should look at when finding an agent? I saw some articles saying “find investor friendlily agent” what does that mean exactly? Just experiences with investor?

3. Any suggestions on the Chester PA county market (west Chester, Exton, Kenneth square, downington ) area? Anyone does rental properties? What’s the vacancy rate/tenants ?

4. I plan to take the real estate exam early next year, if I get Lucky and pass before I buy anything, is it a good idea to close my 1st property on my own purchase ?

Thank you for your time, any suggestions and thoughts would be highly appropriated. :)

Happy learning and investing!