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Updated over 4 years ago,
Cant get loan bc covid killed my 2020 but 2019 income was high
How can I get an FHA even though my 2019 very much qualifies me and I have an over 740 credit score? With all these new restrictions they need my 2020 YTD and covid killed my business (I run my own company) so I'm 72% down from this time last year but my business had been growing significantly over the last 10 years. 2018 was almost as good as 2019 but I wasn't thinking of real estate then so I claimed low pass through salary to keep my taxes low. So only 2019 has value, but not really since this horrible year is also counted.