My wife and I are making the jump! How would you?

[Kyler Cook]

My wife and I recently decided to pull her retirement to purchase a rental. She has about 20k in all together, and we are aware we will take a tax hit up front. We believe this is the best decision for us at the current moment.

How would you use 20k to find a deal? We can’t househack a duplex because we are living in our first home we just bought four months ago. I’m looking more into putting as little as possible into something that needs a little bit of work. Would you look for an off market property? How would you work the financing with only 20k?

Open to any and all ideas.

Thanks, Family!