Home insurance. help?!

[Cam Chan]

Questions about rental insurance policies: 

1. How much do you insure your homes for if the purchase price is under $100K? Do you cover just liability? 

2.  Are there other insurance companies out there that cover rental insurance other than Foremost?  I'm particularly looking for those that would write coverage in Georgia.

3.  Have you noticed that rates are going up?  One of my properties (purchased for $67K), has almost $1K in insurance costs which only covers liability and not much else (no replacement).

Thank you so much!

Cam