House hacking question Philadelphia/jersey

[Christopher Ade]

I currently own a sfh in a rowhome in south Philadelphia purchased 2 years ago and I’ve been looking to get into the real estate for a long time. I spoke with a lender who said I can’t get a fha loan in Philadelphia, how true is this? Are there ways around it? 
he qualified me for the loan contingent on me moving to jersey since I recently got a job out there and that could be used as cause for underwriting. Ive been looked at the jersey market and with the taxes and all, not sure this is a good idea (job is in the jersey city area. I’m leaning on the guidance of the good people of this forum to help me out here.