Creative Financing - Brainstorming

[Sarah Jones]

I bought a house 6 months ago in california with PITI is about $1500 per month. I live in one of the rooms and I am renting the rest out for $2500 a month so making about $1000 extra. I want to buy a second house asap,

Situation is
A. my 2009 tax income is 30k, 2010 tax income is 50k and 2011 is only 3k but my 2012 is a lot better.. I can't get a loan through the bank... becuase my last 2 years income tax is low.

B. I have been putting bandit signs up and trying to do subject to deals so that i can get control of houses cheaply but the problem is 1) subject to is a short term startegy becuase they may call loan due at any time 2) lots of subject to deal the house is under water I already wasted $1k in bandit signs and feeling discourage...

I know there are a lot of creative financing deals out there.. I only have 20k left but i am very good at renting out houses for very high dollar amounts ....

is there creative way anyone can figure out for me to get into a house cheaply ASAP?