Questions about LLC's/Umbrella coverage

[Account Closed]

I'm wondering if anyone could explain if I should opt to put each property into its own separate LLC or just get umbrella coverage for all of my rentals for maximum asset protection?

Also, if said rentals are in an LLC, will the income/debt from incurred from these properties count towards my debt/income ratio?

[Chad H.]

@Maciej Charyga , Umbrella coverage(s) for one or multi properties, to me, is the best way to go, I use it to cover my properties. It's great peace of mind to have it and the cost is affordable for the amount of coverage insurance companies provide .