How to add my name to the title of my husband’s SFHs in NC

[Tiffany Bishop]

My husband owns two SFHs in North Carolina. We would like to keep the loans in his name but add my name to the titles. Any recommendations on who we could contact to help us do this? This shouldn’t affect the loan, right?

[Tyler Watts]

If there is a mortgage against the property you will need to consult with the bank. They have the right to call the loan due. Very unlikely but they have that right if the name on the deed changes. They may encourage you to re-fi and during the process you can change the names. 

Also if your going thru the trouble it's likely better to start and LLC and put that on the dead. You both can be 50/50 on the LLC. This takes your name off the property which is public knowledge. Disgruntled tenants can figure out who you are thru a few searches. It's good to have an LLC on there instead of your name. They can look up the LLC, but most don't know how.