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Updated about 7 years ago on . Most recent reply
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I bought a property that only had a quick claim deed help!!!
I bought a house in Michigan from a neighbor of my family’s and he gave me a quick claim deed, and I’m new to the real estate world. Just 2 days ago I found out that the house was owned by the land bank!!! What do I do if I paid cash for the house and have already started cleaning it out and fixing on the property? Please help thanks
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Dont ever, ever, EVER close without a title company. The title company will make sure that this does not happen. If they make a mistake, they will pay up to the amount of the the purchase.
Maybe the title company can help clear up some liens or at least let you know how you can get good title. I would definitely speak to a title company immediately.
Think about the name, "Quit Claim". The sellers are quitting their claim on the property. It does not say that they own the property, but merely quitting their claim. The legal definition says something like IF they have an interest in the property they are giving you that and that only.
You would want to purchase a property from someone who is guaranteeing that they own the property and that they will defend the title and that their heirs will defend the title.