Won't insure rental if not primary residence?

[Michael R.]

How are those of you, with numerous properties, shopping insurance on properties purchased strictly as investments and non owner-occupied?  I've had a few insurance companies tell me that they will not provide a landlord policy on a duplex I'm about to close on unless they are also covering my primary residence.  I understand their point of view from a liability perspective, but I'm curious to know if others have faced this obstacle as it could drive the insurance cost up higher than forecast in your analysis.