All Forum Posts by: David Moon

Thank you everyone so far for your input. HIGHLY helpful and appreciated - my me, and I'm sure others to come. GREAT INFO!

Also - If I verify all my contractors have proper insurance does that negate needing builders risk? However, taking it a step further, if a neighbor kid is trespassing on the property and somehow breaks their leg will I then be needing builders risk for that possible liability?? HELP!!!!

I've read a lot of the discussions about this topic, and still feel the need to know the following. Cut and Dry.

Do I need ACV or RCV?

Do I have coverage up to my loan amount or up to my ARV?

Do I need builders risk AND vacant property insurance?

Does builders risk only cover injury liabilities and vacant only cover property damage?

Vandalism AND Theft endorsements?

Thank you for any help/guidance you can lend!