cash out refinance how long do i have to wait??

[Mike Chubb]

 hello bp im currently looking to obtain a property to live in and hold for about 2 years i need a home to live in and this will get me started in my investing..my question is if the owner of the home adds me on the title with them,how long do i have to wait in order to get a cash out refinance? there is no mortgage but has about 65k in back taxes which i cant pay unless i get a cash out refi.I know that if i bought the home from them and was on title by myself i would have to wait 6 months to a year, so if they added me on the title then maybe i could cash out right away? maybe?