Check Your Insurance Policy for Sump Pump Coverage

[Troy Bevans]

Depending on where you live, basements are a blessing and a curse.  To be able to sneak away for the big game, have that wonderful play room for the kids, or even a place to "store" your in laws when they visit in that 4th bedroom (with egress window) is such a blessing.  On the flip side, the blessing can quickly turn into a curse with the type of weather we experienced last night in Eastern Iowa.  A flash flood and failed sump pump can turn all of the items listed above into a human aquarium!!

So, you are probably thinking...no big deal Troy, I have insurance!  I won't argue with you on the fact you have insurance, but I would like to ask you to make sure it is the "correct" insurance.  You see, they have these little things called riders that pinpoint specific areas of coverage.  Therefore, please make sure you have the correct rider policy to cover any water issues that can turn your little hide-away into a place to sneak away and catch some fish, a not-so-wonderful pool for your kids, or even a place to drown ( just kidding) your in laws in that 4th bedroom (with egress window so they can escape).