The Shred Method, who is doing it?

[Bobby Paquette]

Just recently heard about the shred method from someone who is doing it, is anyone else doing it?? What are your thoughts?

[Mike Dymski]

For people who have low mortgage rates, it's better to put excess cash in a money market, savings account, CD, or treasury note and earn 5% rather than to pay down a mortgage that has a rate that less than 5%.