Subject to Deals

[Christopher Schray]

Hello, my name is Chris. I am a young investor in Lehigh Valley, PA

I am currently studying about subject to deals. I talked to a lot of people and all of them said no. They all ask me this question and I am not able to answer it. The question is this.

why would the bank not call the loan if the mortgage is no longer backed by the property?

If the deed if under my name but seller is still responsible for the loan, what is the benefit for the seller and the bank?

Any answer would help.

Thank you