Homeowner Insurance Policy in St Pete

[Sterling C.]

Hello, my friend has a single-family house in St Petersburg, Florida which we invested together and renovated.  I will purchase the house as my primary and was shopping around for homeowner insurance policy. However, as you know, it's getting very difficult to find an insurance company to insure in Florida.  Also, the roof is more than 10 years old in a great condition but some insurance companies are saying they can't insure unless it's replaced.  Please let me know if you have any recommendations for an insurance company that's reasonable.  Also, would I be able to get umbrella insurance in addition as well?  Thanks.  

[Didier Bizimungu]

Hi Sterling, 

With a roof that old, Citizens might be your best bet.

Thanks.