need suggestion how to handle this property

[Ashley Zhang]

hi everyone, need some suggestions. I am considering to buy a property, 5 acres with a crappy house on it. its best use will be subdivide or simple split of the lot, sell the lot or build multifamily on the land. it's asking for 345k. I have 20% to put down payment, but I will not have any funding to do any of those improvements I want to. whats the best option for to finance the current property and construction? I appreciate ya'll suggestions and help!