If you've done the work just make the offer...

[Steve Puglisi]

I'm writing this post for the benefit of newbies, but also as a reminder to myself to "Make the Offer",  worst that can happen is you get a "No".  At the beginning of 2018, I had a fourplex I was very interested in purchasing and did extensive due diligence and analysis.  For many reasons, this was the right property for my situation.  Long story short the ask was in the low 300's, my analysis was the numbers worked at 270K but I could stretch to 275K and still be in good shape.  I told my agent I was comfortable offering 270 (with financing) she said the seller's agent said she had a cash offer for 275K.  Instead of just offering the 275K I decided it wasn't worth it as they had a cash offer.  Just looking back I found the property sold for 275K more than a year later.  Not sure if it was cash or not, but it confirms my analysis was correct. I just need to remind myself to "Make the Offer" if you've done the work.