Unity deed and loans

[Brian Desi]

HI everyone,

I have a situation that has me wanting a bit of clarification. I am buying a group of four townhomes that share walls, Currently they each have their own property id/lot lines through the property appraiser. To combine them using a unity deed costs about 2500$.

My question: If I have the seller combine them am I able to use traditional owner/occupied 30 yr financing, or would the fact that they were once seperate be an issue?