best way to fund the 20% on a multi family?

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i havent worked at my job for 6 months yet.

My plan initially was to purchase a 4 family with an fha loan, but then i moved and switched jobs so now i need to wait 6 months again and dont qualify for a residential loan. 

so now im trying to figure out the best way to purchase a 5 unit multi and find a way to fund the 20% down