Maryland Commercial loan Rates?

[Matthew Keeney]

I have my first potential deal from a direct mail campaign. It's a multi-purpose building with three 1 bedroom apartments and a barbershop. It's an off market deal and the property seems to have a lot of "value add" if done right.  

I have a list of about 75 lenders and banks that I'm calling this week for financing but I'm curious to what a commercial loan looks like. What are decent interest rates and down payments? From my understanding they're about 2-3% higher than residential loans(in that area) and 25% down. Any info on the matter would greatly be appreciated.

The ideal goal would be to live in one of the apartments and treat it as a primary residence loan but I'm not sure if that's a possibility with the barbershop being attached. I have a decent savings, a 750 credit score and net about 4k a month from my W-2 income.

This all unfolded yesterday so I haven't done much research on the matter. Any guidance or ways to save time on making 100 phone calls would be appreciated. Thanks BP.