Best way to maximize $100,000 in multi-family and apartments?

[Hoa Nguyen]

My husband and I are newer to real estate investing, and we've taken a few seminars and just finished a 3 day boot camp with Dave Lindahl.  Next month we are doing another 3 day boot camp with Dave Lindahl's group and March another 3 day boot camp with Brad Sumrok's group.  We are reading recommended books from this forum and trying to learn the fundamentals of the business.

We are accredited investors and debating how to maximize investing $100,000.....passive investor on a syndication, make our own deal and find a sponsor on an apartment complex, use that as a 20% down on a smaller multi-unit? 

We didn't invest $40,000 into the coaching program because I wanted to use that money towards actively investing in something. Any advice please? I love this forum by the way.  I've learned a bit just reading from the bigger pockets forum.