Multi-Family and Apartment Investing
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
1031 Exchanges
presented by
Real Estate Classifieds
Reviews & Feedback
Updated over 7 years ago,
FHA loans and W2 income
Hello all,
I have been looking at multi-families recently with hopes of house hacking via an FHA loan but I have been looking through the forums and learned that FHA requires 2 years of W2 income. I have consistently had W2 income, however, it has NOT been at one full time job for about two years now. I have been working as a part-time accountant for two separate CPA firms. One I am W2 the other I am 1099. I also work part-time as a carpet cleaner on the weekends which is also W2. Between the three jobs I am working 45-55 hour weeks steady. Would my situation disqualify me for an FHA loan? Any insight would be appreciated.