How to finance a multi family deal

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I'm very interested in starting out in multi family after a long career as a landlord. I been looking at the offering medourms for many large apartment deals mostly through CBRE as I'm on there mailing list, I'm trying to understand all the numbers. I know very little about getting them financed. I been seeing there's ways through crowdfunding, syndicators and hard money. If you can get a Fannie Mae loan at around 4% but don't have the down payment what other ways are there to get financing for the down payment? Is it even possible? I also seen how some property's have a assumable loan option but then you still need the down payment. Anyone with experience mind adding there thoughts? Thanks