Multi-Family with store front

[Rob Suhai]

Hi All, 

I have a question that I'm sure many lenders out there can answer easily. I'm interested in purchasing a multi family home that has a store front. The property is zoned as both residential and commercial, but when I spoke to the agent of the property she said only commercial loans will be accepted. I'm really more interested using the property as a primary residence and renting out the other unit (its a 2 unit multifamily), than really using the commercial space. Is there any way I can do a little creative financing and use an FHA or Conventional Mortgage since its dual zoned? I have an email out to both my lender, and zoning official of the town to verify the info the agent gave me is correct.

As always, thank you so much for your help and time BP community!