just needing to ask questions

[Ronald Kile]

I am wanting to start getting in to apartment investing

but with me being only 25 years old what are the step for me to get in to that field

do I need buy a duplex first as the first step

And how hard is it to finance a duplex that is already fully occupied and or apartment 

[Bill Gulley]

Well Ronald, if you want to succeed, I suggest you learn real estate first, then how to deal in real estate and yes, it's better and much easier to start with single family homes, those are one to four family dwellings, apartments have 5 units or more and is commercial real estate. 1-4 family dwellings go by owner and non-owner occupied lending guidelines, apartments are under commercial financing where the lender wants to see a track record of management, so build that track record in the easy to finance side, single family dwellings. Good luck :)