Looking to buy first multi-family

[Kennedy Williams]

Hi,

I am 24, currently live in the Dallas / Ft. Worth area, just recently graduated college about a year and a half ago and have been fortunate enough to land a job in my career field (accounting). Now that I have pretty "stable" income I am looking to purchase a 2-4plex after my lease is up at my apartment in the next 10 months. My intentions are to become a fix and flip investor in the near future, however I will still need a permanent residence regardless of what my career plans are so I figure it would be best to make my first home purchase an investment instead of just a liability.

My question is, should I try and get bank financing or should I try and go direct to seller for seller financing? My credit isnt very good so if I do go the direction of bank financing then I will definitely need to start repairing my credit immediately if I want to make this purchase in the next 10 months.