Commercial brokers that can insure knob and tube?

[Cory Binsfield]

Looking for help. 

I've been with State Auto Insurance for years and they decided to raise my renewal premium by $70,000 this year. My insurance broker is currently shopping it out with some carriers right now. The main issue is many of the properties still have knob and tube wiring despite many upgrades to wiring and panels over the years. 

Does anyone work with an established broker in the Twin Cities or MN that can help? No captive agents please. 

Being that the twin cities has tons a multi-family buildings that were built in the 1900s, I'm hoping someone can steer me in the right direction. The current policy limit is 22M or so. 

[James Hamling]

@Cory Binsfield seems your trying to infer many if not most MFH in Twin Cities has knob and tube wiring and at least in Twin Cities that's simply not the case. I have seen it, but very rarely. 

Myself and everyone I know would never touch a MFH that has knob & tube. We would require it changed, or the concession to effect that change. Especially in MFH. Just way too much liability risk to have such. 

I think your going to have a rough time finding a carrier for a "reasonable" rate. And given electrical code being as it is, it's against code to have a panel upgrade AND knob & tube, when doing panel that knob & tube had to be changed out. Not sure how got that passed, maybe in Duluth but sure as heck not in TC Metro. Inspector would flag that.