What would you do in my position

[Kevin Lechuga]

Question I am 22 years old I have 40k willing to invest I want to get into multifamily 2-4 units buy and hold . My question is what route would you take? my living area in Texas is pretty expensive and doing 20% down would eat up my cash and I’m unsure about househacking at the moment . What would you do with your knowledge and experience any feed back is very much appreciated Thankyou !. 

[Caleb Brown]

I'd use FHA and house hack. I get you don't want to stay in it for long BUT it's worth it. In the grand scheme of things 1 year is a short amount of time. After the 1 year you can do it again or pivot. Another option is house hacking a SF with a low DP conventional loan