[Calc Review] Help me analyze this deal

[Sabrina Sargent]

My husband and I will be living in on the the 3 units temporarily. Our current rent monthly is $2,400 so paying $722 out of pocket for living there till we get more property's saves us $1,678 monthly ($20,136 annually). The property will have at least a $360 cash flow once we move out. Is this something that makes since to do?

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*This link comes directly from our calculators, based on information input by the member who posted.

[Andrew Freed]

@Sabrina Sargent - Can you run another calculation assuming all of the units are rented? 

At the end of the day, moving into a house hack that supplements your living expenses dramatically is always the right move. Living expenses are your largest expense so if you can negate those costs, your savings rate will go through the roof allowing you to buy that much more real estate.

However, I would like to see if this is a cash flowing asset once you move out. When I run analysis on my house hacks, I run my numbers as if all of the units are rented at market (as long as they are month to month) since the ultimate goal is to move out and have a cash flowing asset once you leave. When it comes to owning an investment property, you never want the property to be costing you money once you leave. That will inhibit your ability to scale significantly. The name of the game is acquiring as many cash flowing assets as possible, not acquire property that cost you money every month.