VA loan, reserve member who did not serve active duty time

[Ryan L Grinstead]

Hello all,

Long story short my reserve contract was up and I moved on from the military. I did not deploy or serve active duty time beside technical training and did not receive a dd214 when I left. I am having trouble finding the documentation I need and get the run around when I try to get help from the VA.

Here is what I have

DD214 from when I got out of basic training and tech school.

The documents from when I separated and show I was in good standing.

Do i need additional documents to get a VA loan?

Is this all a lender would need?

I served in the reserves for 6 years.

[Frank Geiger]

Yes you do! The funding fee is a bit different from active duty.

Eligibility (scroll down to reservist) -
https://www.benefits.va.gov/homeloans/purchaseco_eligibility.asp 

Funding fee (slightly different for reserves/Guard) https://www.benefits.va.gov/homeloans/documents/docs/funding_fee_table.pdf

As you can see, first time use is 2.15% for AD and 2.4% for reserve/guard. Further uses of the loan follow suit.