Leak From 3rd FL Unit Damage 1st FL Unit

[Brad Warshaw]

Bought a 1st floor unit in FL at the auction and there is massive mold and water damage from a water leak from a 3rd floor unit. The management company left me a message saying I should contact my insurance company. I just got certificate of title a few days ago and do not have insurance. Isn’t this the HOAs responsibly or unit owner on 3rd floor not my insurance? Thanks