High payoff versus low principal seller facing foreclosures

[Anthony Ellison]

Wwyd? Set to auction on Jan 2 Arv:140-150 Rehab unknown right now Seller says loan servicer wants 92 payoff this includes fees and such. Total principal amount is 67000. I should be getting the arrears and monthly payment amount from the seller tomorrow. The seller has said other investors have tried and failed to get the loan servicer to lower the pay off. I'm thinking depending on the reinstatement about a subject to or owner finance might be a good option to go if I can't get the loan servicer go to go down. I have a phone appointment with the seller tomorrow so any advice would be greatly appreciated. Thanks