What kind of house Insurance for REO

[Liz Murphy]

I am going to close on my first REO in my name. The owner is still in there and I will have to evict them (guessing will take 1-2mths). They are not likely to take cash for keys (but will try). I called my agent and they said I might be able to get liability ( in case this person tries to sue me) but I can't get coverage for the house until this old owner is out if the house. Is that common? The agent said I can't get builders insurance bc I have to assure them work starts 30 days from closing. Any advice or past experience appreciated