Title search discrepancy

[Noel Y.]

Hi,

I saw a property on auction dot com that come up with "Title" doc.  The doc stated there are 3 open liens:

-2 small open lien dated before the house was built

-the mortgage lien on the house

The strange thing is the open liens are dated before the builder sold the house.  I could not find these liens in the county doc office.  How did this buyer ended up having open liens before he brought the house?  Didn't he have title search and title insurance?  The liens are not that big.  Data tree showed me the only one is the mortgage lien also, it did not show me other liens.

Anyways, I wrote to the title company on the title doc about this and hired another title company to do O&E title search.  

Any suggestions on these kind of problems during auction?

Thanks a lot!

[Tom Gimer]

Prior owner liens. If unpaid, these are still liens. You need payoffs or estimates.