Is this Fraud

[Richard Graham]

I have a co worker who wants me to help her. Her and her husband are divorced the note is in his name only but they are both on the deed. She lives in the home he does not. They went through the trial loan mod but he did not qualify. Saxon would not accept payment today. They also said they would not short sale the house to her because she is on the deed. Can I negotiate the s/s buy it and flip it to her with out going up the river?