HOA Fine Wiped out at foreclosure?

[Account Closed]

I know the winning bidder at a trustee foreclosure sale takes title subject to all senior liens, but is a HOA fine (not a lien) the responsibility of the new owner?  The same question if lender took title via deed-in-lieu?  My guess is the HOA doesn't have a leg to stand on.  However, I'll bet it will come up when the property is finally sold in a more conventional sale.  

[Tom Gimer]

In your foreclosure scenario did the title company contact the HOA and get a statement ... so that the HOA dues, etc. could be adjusted as of the settlement date? They should have.

However, if the lender took title via deed-in-lieu and did not address this... then the lender assumed all of the HOA debt.