Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Foreclosures
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts

Counter Offer on Tax Sale Properties (Alabama & elsewhere)

Anastasia Jordan
  • Investor
  • Birmingham, AL
Posted

One of my coworkers 96 year old grandfather had her go online and apply for a tax delinquent property in his neighborhood (North Birmingham). It has been empty for years. Story is the owners got old moved in with their kids and their kids had their own home and didn't want to be bothered with the house. It's a very large house too. 4 bedroom, 2 bath, den, just a big house.

Taxes on this home have not been paid since 2007.  The quote she received back via email was over $14,000!  She printed out the letter and gave it to her grandfather.  He submitted a hand written counter offer via postal mail.

They (Shelley Tice) emailed my coworker back. 

They accepted his counter offer of.....................$3000!!!! That's less than 22% of the taxes owed!!!!  WE BOTH WERE JUST ABSOLUTELY FLOORED!!!!!  He bought it! Almost 80% off!!!

*****************************************************************************************

Now y'all know with this information I'm about to step my game up!!! I'm gonna play a small hand and see if I can get a counter offer accepted for the 2 empty lots next to my personal home. The taxes on them have not been paid since 2009. As of today the county estimate for the back taxes is $1166.73 for one & $823.54 for the other.  I think $200 & $150 respectively should work.  I just submitted my apps today so I'm going to find out soon enough. 

>>>>>Questions for my seasoned investors................

Have you ever submitted a counter offer on an over-the-counter tax sale property?  

How many years delinquent was it? What was the condition of the property?

Was your offer accepted or rejected?

Did you submit your counter offer via email or postal mail? 

And how did you format your letter!?!?!? I want to be as professional & serious as possible, lol! 

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts
Anastasia Jordan
  • Investor
  • Birmingham, AL
Replied

@Denise Evans, is there a formula or some guideline Alabama uses for accepting counter offers?  Does it have to be delinquent several years? Like more than 2?  I just call Shelley Tice and asked if I can submit a counter offer via email and she said yes because if it is not eligible she can just email me right back. I should have asked what makes a property "eligible".  

User Stats

1,552
Posts
1,446
Votes
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
1,446
Votes |
1,552
Posts
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
Replied

@Anastasia Jordan, the property must be on the state inventory for at least five years. There is no formula.

BiggerPockets logo
BiggerPockets
|
Sponsored
Find an investor-friendly agent in your market TODAY Get matched with our network of trusted, local, investor friendly agents in under 2 minutes

User Stats

1,552
Posts
1,446
Votes
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
1,446
Votes |
1,552
Posts
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
Replied

@Anastasia Jordan, ADOR does like to hear about it if you are a neighbor or live nearby and plan to rehab the property. It helps you have more credibility than people who might just be tire kickers.

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts
Anastasia Jordan
  • Investor
  • Birmingham, AL
Replied
Originally posted by @Denise Evans:

@Anastasia Jordan, the property must be on the state inventory for at least five years. There is no formula.

LOL! Thanks Denise.  Miss Tice just quickly shot me down when I submitted one for a quote I got last week that went into tax sale last year, lol!  

Now that I have this information I can plan out a better hustle.......

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts
Anastasia Jordan
  • Investor
  • Birmingham, AL
Replied
Originally posted by @Denise Evans:

@Anastasia Jordan, ADOR does like to hear about it if you are a neighbor or live nearby and plan to rehab the property. It helps you have more credibility than people who might just be tire kickers.

 I just submitted another app for the fire damaged house to my left. It's meets the 5 year criteria. There was a hobo-catlady squatting there but she's gone & the cats are now squatting with me. It is totally disgusting inside. It is over $5k in taxes. To even counter with an offer of $2 is too much for the amount of filth I would need to clean out. I would like to just cut off the fire damaged part and connect the rest to my home.

User Stats

1,552
Posts
1,446
Votes
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
1,446
Votes |
1,552
Posts
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
Replied

Offer $500. Take lots of photos and send them with your counter-offer.

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts
Anastasia Jordan
  • Investor
  • Birmingham, AL
Replied

UPDATE:  got my bando for $200. 

User Stats

1
Posts
0
Votes
Ernest Thomas
  • Birmingham, AL
0
Votes |
1
Posts
Ernest Thomas
  • Birmingham, AL
Replied

So I'm I getting this right property has to be sold to state for more than 5 yrs

User Stats

9
Posts
3
Votes
Demetria Cass
  • Rental Property Investor
  • Brookwood, AL
3
Votes |
9
Posts
Demetria Cass
  • Rental Property Investor
  • Brookwood, AL
Replied

I would like to counter a price notice that I just received.  Did you use a certain format or just propose lower price? I went to the property and took pictures.  The quote was $942, I would like to counter with $400.  The State has had possession for 6 years. I am accepting any advice. Thank you.

User Stats

9
Posts
3
Votes
Demetria Cass
  • Rental Property Investor
  • Brookwood, AL
3
Votes |
9
Posts
Demetria Cass
  • Rental Property Investor
  • Brookwood, AL
Replied

Also, does the 20 days start over when you submit a counter offer?

User Stats

4
Posts
1
Votes
Jay Wilson
  • Rental Property Investor
  • Mobile, AL
1
Votes |
4
Posts
Jay Wilson
  • Rental Property Investor
  • Mobile, AL
Replied
@Anastasia Jordan How long would you say that it took the State to reply to your counter offer

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts
Anastasia Jordan
  • Investor
  • Birmingham, AL
Replied
Originally posted by @Jay Wilson:
@Anastasia Jordan How long would you say that it took the State to reply to your counter offer

 4 months now. 

BiggerPockets logo
PassivePockets is here!
|
BiggerPockets
Find sponsors, evaluate deals, and learn how to invest with confidence.

User Stats

1
Posts
1
Votes
Replied

@Demetria 

@Demetria Cass did you ever get the format or template for submitting the counter offer?

User Stats

9
Posts
3
Votes
Demetria Cass
  • Rental Property Investor
  • Brookwood, AL
3
Votes |
9
Posts
Demetria Cass
  • Rental Property Investor
  • Brookwood, AL
Replied
Originally posted by @Shatwanna Dean:

@Demetria 

@Demetria Cass did you ever get the format or template for submitting the counter offer?

 No I have not. I just composed a response and sent it. I will let you know if the State accepts it. 

User Stats

5
Posts
0
Votes
Replied

@Denise Evans

Do you know if the 5 years has to be consecutive? If a property was sold at auction 2012, then again in 2016, and the tax cert is still held by the state, would that be eligible for a counter offer?

User Stats

1,552
Posts
1,446
Votes
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
1,446
Votes |
1,552
Posts
Denise Evans
  • Real Estate Broker
  • Tuscaloosa, AL
Replied

@Hannah Harris, dating from most recent tax auction

User Stats

5
Posts
0
Votes
Replied

@Denise Evans that was my assumption. thank you for the clarification!

User Stats

106
Posts
15
Votes
Shimira Greene
  • Investor
  • Opelika, AL
15
Votes |
106
Posts
Shimira Greene
  • Investor
  • Opelika, AL
Replied

THIS IS AWESOME INFORMATION! If possible @Anastasia Jordan can I get a copy of one of your letters?

Also since it takes so long for a response (most cases) did you have to resubmit your application?

User Stats

106
Posts
15
Votes
Shimira Greene
  • Investor
  • Opelika, AL
15
Votes |
106
Posts
Shimira Greene
  • Investor
  • Opelika, AL
Replied

Really just CHANGED MY GAME! 

User Stats

444
Posts
303
Votes
Anastasia Jordan
  • Investor
  • Birmingham, AL
303
Votes |
444
Posts
Anastasia Jordan
  • Investor
  • Birmingham, AL
Replied

Y'all they are so behind on processing BPOs because so many applications have flooded the system + you have idiots who put in a BPO and don't even buy them, wasting the tax offices time. Now you may not even get a response till next year.

User Stats

10
Posts
0
Votes
Replied

Good day everyone, would anybody be interested in a tax deed I purchase in Lipscomb.  I bought the deed under the impression the house was included on the parcel but come to find out, the house under another parcel number.  I'll make somebody a good deal on it, so let me know if you interested.

User Stats

45
Posts
8
Votes
Greg Rusianoff
  • Investor
  • Charleston, SC
8
Votes |
45
Posts
Greg Rusianoff
  • Investor
  • Charleston, SC
Replied
Originally posted by @Lamario Hopson:

Good day everyone, would anybody be interested in a tax deed I purchase in Lipscomb.  I bought the deed under the impression the house was included on the parcel but come to find out, the house under another parcel number.  I'll make somebody a good deal on it, so let me know if you interested.

 Was the house a mobile home? Could you provide the county /  parcel number?

User Stats

5
Posts
0
Votes
Replied

User Stats

5
Posts
0
Votes
Replied
Originally posted by @Demetria Cass:
Originally posted by @Shatwanna Dean:

@Demetria 

@Demetria Cass did you ever get the format or template for submitting the counter offer?

 No I have not. I just composed a response and sent it. I will let you know if the State accepts it. 

@ Demetria did the State accept your offer?

User Stats

17
Posts
3
Votes
Replied

I am retiring from the military and am planning to move to Calhoun County in Alabama next year and have started really looking at the list of delinquent properties and just made requests on 10 different vacant plots, ranging from 2009 to 2015 tax sales (to the state).  My plan is weird but I really enjoy hunting (only able to enjoy about 4 seasons in the last 20 years) and think that I can use them for hunting while I work to clear the title.  For most parcels this means removing trash, bush-hogging, tilling and planting a food plot to attract wildlife, posting no-trespassing signs, etc.  I have a tractor and have successfully fed wildlife before doing this.

However, there is not a lot of margin to make a profit as I see bare land selling actively in MLS listings for $2-4k more than what it will cost me to buy the tax sale and do a quiet title search (likely $3k apiece). Obviously, from this thread, I should be offering to pay the state 10-20% of what they ask me, reasoning that no one else will buy them and that I have a reasonable plan to get them actively producing taxes again. Do you have any other recommendations for me?

I have ordered Denise Evans book.
I think I should also work to lower the taxes on any properties I obtain, not by rezoning but rather attempting to adjust the appraisal value.  For instance, two parcels have high power lines running through the middle which is great for hunting but spectacularly poor for development.
Is quiet title faster if I have adjoining parcels that were under the same name previously?