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Updated over 3 years ago on . Most recent reply

De'Anton Gipson's profile image
De'Anton Gipson's profile image
De'Anton Gipson
  • from Nashville, Tennessee
  • Member since Apr 27, 2017
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De'Anton Gipson's profile image
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De'Anton Gipson
  • from Nashville, Tennessee
  • Member since Apr 27, 2017
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De'Anton Gipson
  • Nashville, TN
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Commercial Real Estate Investing

Investment property financing questions

De'Anton Gipson
  • Nashville, TN
Posted

Im buying a duplex in Nashville with a commercial loan at a 4.75 interest rate. What letter grade is that of 10/08/2021 in this Covid market?

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Jason Wray
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Jason Wray
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Jason Wray
  • Banker
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Replied

De'Anton,

Depends on what the terms are being offered: 4.75% rate but is that a 30YR Fixed or a 5/1 ARM Hybrid Fixed, Prepayment penalty? Are you paying points and buydowns to rate?

Why are you getting a commercial loan - Do you mean portfolio because your closing in an LLC? There are other options!

  • Jason Wray
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