Commercial Financing for an Office Condo in Northern Cal.

[John Acheson]

and will bring the following into financing: three LLCs,

three leases, three 700-800 FICOs, one thin DnB, one good DnB,

one LLC has no debt but the other has two $50K untapped LOCs,

that banks are saying will be counted as fully tapped, EIDL/term loans,

that will eat into net income so the challenge is DCSR as we are small biz.

What kind of conventional financing can get up to 80% LTV based on Global Income,

or bridge financing besides seller financing or lease options to get in for six months,

so we can have time to season holding LLC and bring income up on 2020 tax returns?