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Updated about 8 years ago,

User Stats

379
Posts
130
Votes
Jackson Long
  • Investor
  • Memphis, TN
130
Votes |
379
Posts

Commercial loan amounts

Jackson Long
  • Investor
  • Memphis, TN
Posted

If I found a property that was priced at say 1m and had a 12% cap and a DSR of 1.5 (I don't even know if I can make those numbers add up- but bear with me).  Then I find a bank that looks for a minimum of 8% and 1.2.  Would the bank loan over the asking- an amount commensurate with the current cap and DSR so I could do renovations and such? 

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