NNN LEASES -INSURANCE RESPONSIBILITY QUESTIONS

[Cindy Zhang]

Hello!

Wondering if I can get clarity on the following insurance questions for commercial property with NNN leases.

1) Tenant - must purchase commercial general liability insurance for building naming the landlord as the additional insurer.

2) landlord - has to have property insurance as well as commercial general liability insurance as well? 

Does the tenant pay for all of the above then for NNN or is that negotiated and written clearly on the lease if tenant pays for what premiums?

Maybe some landlords out there can help?

This is a grey area where I have asked around and can't seem to get a straight answer.

Thank you!