Is $4K Owner title insurance good for a 1.3M home?

[Elliot Wagner]

We're closing on a 1.3M home in Sevier County, TN and we got quoted $4K for Owner Title insurance in our closing costs. Does this sound like a good price? On our previous purchase, we paid much less, so $4K seems like a lot, but the previous one was also a much lower price home in a different state.