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Updated about 4 years ago on . Most recent reply

Kevin Conness's profile image
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Kevin Conness
  • New to Real Estate
  • from Southern Oregon
  • Member since Mar 6, 2020
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Kevin Conness's profile image
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Kevin Conness
  • New to Real Estate
  • from Southern Oregon
  • Member since Mar 6, 2020
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Kevin Conness
  • New to Real Estate
  • Southern Oregon
1
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13
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Buying & Selling Real Estate

Non-conforming FHA loan or others?

Kevin Conness
  • New to Real Estate
  • Southern Oregon
Posted

Has anyone utilized a non-conforming FHA loan? I'm a first time buyer having trouble financing the type of property I'm looking for (two separate dwellings on acreage). I can't/don't want to swing 20-25% down for a non-conforming conventional. Is there a way to get a property like this financed for less than 5% down?

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Jaron Walling's profile image
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Jaron Walling
  • Rental Property Investor
  • from Indianapolis, IN
  • Member since Jun 20, 2018
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Jaron Walling's profile image
Jaron Walling's profile image
Jaron Walling
  • Rental Property Investor
  • from Indianapolis, IN
  • Member since Jun 20, 2018
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Jaron Walling
  • Rental Property Investor
  • Indianapolis, IN
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Jaron Walling
  • Rental Property Investor
  • Indianapolis, IN
Replied

Yes. Live in one of the units for 12 months. With the lender assuming it's your primary, good credit, and stable income you should be able to get a low DP. 

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