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All Forum Posts by: Kevin Conness

Kevin Conness has started 3 posts and replied 13 times.

Post: Non-conforming FHA loan or others?

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

The lender I've been working with thus far has not suggested such a thing but I'm wondering if she is just on aware that that's an option...

Currently finishing up applications with other lenders as well....

Post: Non-conforming FHA loan or others?

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Thx Jaron, so you're saying a non-conforming FHA loan could work in this circumstance? I was indeed planning on living in one and yes, great credit and income.

Post: Non-conforming FHA loan or others?

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Has anyone utilized a non-conforming FHA loan? I'm a first time buyer having trouble financing the type of property I'm looking for (two separate dwellings on acreage). I can't/don't want to swing 20-25% down for a non-conforming conventional. Is there a way to get a property like this financed for less than 5% down?

Post: ADU in the state of Oregon

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Hi Forrest, thanks for the response. Right on, yea that sounds about right. I've been going through each of the zoning classifications this morning and trying to sort out what's allowed and under what regulations in each zone. So much fun! (said no one ever). I'm most looking at EFU (exclusive farm use) and WR (woodland resource) properties which seem to allow it, but have strict rules regarding dwellings per acreage, where you put it, and usage etc... I'm still trying to wrap my head around it all. 

Post: ADU in the state of Oregon

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Hi Matt,

I unfortunately can't help with your question but I'm down in Southern Oregon wondering the same thing. I'm trying to get my head wrapped around ADUs and everything about them down here, especially in regards to zoning, legal/illegal and all the implications...

Post: Central and southern Oregon

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Hi Todd! Year late, but I just moved back to the area and am looking to make my first purchase in the next few months. I'm currently based out of Talent. Happy to connect! 

Post: Helping People Where They Are At

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Definitely interested in participating but I have a weekly engagement Wednesdays from 6-8pm :-/

Count me in if y'all ever do it at a different time!

Post: Advice on buying 1910 Home

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Right on, Thanks Steve and Christian! As a newbie I super appreciate all the responses I've been getting. 

Post: Advice on buying 1910 Home

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1

Thanks for the words Andy - good luck to you as well!

Post: Advice on buying 1910 Home

Kevin ConnessPosted
  • New to Real Estate
  • Southern Oregon
  • Posts 13
  • Votes 1
Daymn. RIght on, yea I'm excited but very weary. Hah. Thanks again!