Do I need to include an appraisal contingency?

[Jimmy Lieu]

If I already have a financing/inspection contingency, do I REALLY need an appraisal contingency?

My reasoning is because if I have a financing contingency, I feel like if there's an issue with the appraisal, the lender wouldn't be able to provide financing which falls under the financing contingency and I will be safe as the investor. So do I really need to include a separate appraisal contingency?

Or does a financing/inspection contingency work perfectly fine and I do not need a separate appraisal contingency as well?