Investors Purchasing Primary Residence

[Antkizzy Lou]

We (husband/wife) have multiple rental properties that all have current long term leases in place. These properties are filed on our taxes. We do have quite a few write offs that the lenders we've contacted are having issues with qualifying us for a primary residence. We have a W2 that shows income as well as the rentals. The lenders are saying based on the write offs, the rentals are showing losses. Therefore, they can't offset the rentals with the income we receive from them and now our DTI is extremely high. The primary residence we're trying to purchase is in a community property state. What are real estate investors doing to overcome these types of challenges?

Thanks in advance.